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Practical Help for Dynamic Living

This website is dedicated to the work of Rev. Joyce Kramer (1930–2022), one of America’s most prolific inspirational ministers whose influence has spread across the globe. Explore her practical teachings for living a happy, healthy, prosperous life—and check back frequently as we add new resources from the goldmine of Joyce Kramer’s spiritual writings and recordings.

Daily Blessings

Financial Wisdom

I EXPRESS DIVINE INTELLIGENCE, WISDOM, AND GOOD JUDGMENT IN HANDLING ALL MY FINANCIAL AFFAIRS.

People cause themselves all sorts of problems when they do not handle money matters with wisdom and good judgment. Often they franticly search for ways out of their difficulties, getting in deeper all the time. Learn to pray for wisdom and good judgment in all financial matters. Then you can be sure you will be guided into right action.

In handling your purchases, your investments, your bill-paying, pray for guidance. Tune in to the intelligence of God and you will exercise wisdom, good judgment, and clear thinking. Your mind will become more peaceful. You will be assured that rightness prevails in all your financial affairs.

For which of you, desiring to build a tower, doesn’t first sit down and count the cost, to see if he has enough to complete it? (Luke 14:28)

Radio Broadcasts

A New Year

Dial-A-Blessing Messages

The Power of Imagination

Sermons

Launch Out

Your Divine Plan

By Rev. Joyce Kramer

Transcript of a radio broadcast by Rev. Joyce Kramer, January 21, 2014.

What do you want out of life? Do you know? Few people have any real concrete picture of just what they want out of life. Consequently it seems that they live at the mercy of someone or something other than themselves. Thus we have the belief that we are the victim of things over which we have little or no control.

Each and every person is created with the ability and the power to determine his own future. Man is not at the whim of fate, luck, or chance. Neither is he created to be at the mercy of another person [ . . .]

The Joyce Kramer Ministries logo depicts a dogwood tree planted across the entrance to the church that Rev. Kramer founded in Virginia Beach. Transplanted from her brother’s property in Charlottesville, for eighteen months the tree seemed nothing more than a lifeless stick in the ground. Finally, on a Wednesday afternoon, the decision was made to dig it up, but the lawn maintenance man did not have a shovel with him. The next week, he said, he would come back and discard the dead tree. But that Sunday when Rev. Kramer arrived at church, she noticed a single leaf had appeared on the otherwise barren stick. They left the tree in place, and it grew into one of the most beautiful on the property. This flowering dogwood represents the message of Joyce Kramer Ministries: Growth is always possible; never give up.